Portfolio Manager

The Portfolio Manager is responsible for underwriting, negotiating, and coordinating the closing of commercial loans consistent with established core client parameters, in compliance with the Bank’s lending policies and procedures; develops business deposit relationships with clients; and promotes business for the Bank by maintaining good client relations and referring clients to appropriate staff for new services.. The Portfolio Manager is an advocate of the Bank to the client, and of the client within the Bank.

Open to Learning and Coaching: We are a learning organization where we all seek to learn more, expand our skill set, and help others do the same.

Make a Difference Everyday: We continuously ask ourselves and our teams if there is a better way to get things done. We understand that urgency begins with ourselves.

Take a Stand: When things need to be said, we speak up. We are committed to doing the right thing.

Be a Problem Solver: When we see a problem, we own it until resolution even if we have to hand off the solution to someone else.

Open to Learning and Coaching: We are a learning organization where we all seek to learn more, expand our skill set, and help others do the same.

Make a Difference Everyday: We continuously ask ourselves and our teams if there is a better way to get things done. We understand that urgency begins with ourselves.

Take a Stand: When things need to be said, we speak up. We are committed to doing the right thing.

Be a Problem Solver: When we see a problem, we own it until resolution even if we have to hand off the solution to someone else.

Adaptability & Accountability: Adapts to changes in the work environment, manages competing demands, accepts criticism and feedback, changes approach or method to best fit the situation and takes responsibility for own actions.

Attendance & Punctuality: Schedules time off in advance, begins working on time, keeps absences within guidelines, ensures work responsibilities are covered when absent and arrives at meetings and appointments on time.

Analytical Skills: Synthesizes complex or diverse information, collects and researches data when necessary, identifies data relationships, designs work flows and procedures, analyzes assigned tasks, resources and workflow processes to prioritize projects and determine best way of meeting deadlines and requirements.

Communication: Expresses ideas and thoughts both verbally and in written form, exhibits good listening skills and comprehension, responds well to questions, writes clearly and informatively and edits work for spelling and grammar. Presents accurate numerical data effectively.

Judgment: Displays willingness to make decisions timely, exhibits sound and accurate judgment, supports and explains reasoning for decisions, includes appropriate people in decision-making process and takes responsibility for communication including what is heard.

Teamwork / Morale: Treats others with respect and courtesy, gives and welcomes feedback, inspires the trust of others, exhibits tact and consideration, displays positive outlook and pleasant manner, offers assistance and support to co-workers, works cooperatively in group situations Engages consistently in professional behavior.

Business Ethics: Works with integrity and ethically, upholds organizational values and abides by written policies.

Compliance: Within specified functional area of authority, is personally accountable to understand and ensure regulatory and policy compliance with state and federal requirements including but not limited to: all applicable consumer protection laws and regulations governing financial institutions, the Bank’s Bank Secrecy Act / Anti-Money Laundering and OFAC (BSA/AML/OFAC) in accordance with his/her respective job duties and responsibilities

Confidentiality: Maintains a high degree of confidentiality. When sending confidential electronic communications outside the internal Bank network, use [Secure] in the subject line.

Organization: Maintains continuous workflow to meet daily/weekly/monthly deadlines.

Leadership & Management: Abides by the Bank’s leadership principles at all times. Reacts well under pressure. Develops subordinates' skills and encourages growth by providing candid, relevant feedback and coaching. Carries out required performance management processes and timekeeping responsibilities. Identifies disciplinary situations or employee conflict and manages communication appropriately. Assures confidential interchange with subordinates as appropriate. Demonstrates and instill in others an appropriate sense of urgency. Recruits and retains high quality team members.

Must be able to perform all the essential duties of the position satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The Board of Directors and Management of the Bank are committed to maintaining an effective compliance management system not only within the Bank, but also to third-party providers, thereby fostering a positive environment for compliance throughout the Bank and facilitating a corporate culture which encourages ethical conduct and compliance with regulatory requirements, including but limited to demonstrating clear and unequivocal compliance expectations for all employees. Employee shall be accountable for performance of compliance duties in his/her own work and shall maintain a working knowledge of policies and procedures to ensure compliance with all applicable consumer protection laws, rules and regulations governing the Bank, specifically, how they apply to their respective position(s) and/or area(s) of responsibility. Employees shall make every effort to contribute to the overall compliance requirements of his/her business unit and the Bank. Further, it is incumbent on each employee to report to management any activities that are deemed non-compliant for its reporting to the appropriate board-level committee. Employee shall also complete (with passing score) requisite training specific to his/her job duties and area(s) of responsibility.

In accordance with the Bank’s Bank Secrecy Act / Anti-Money Laundering and OFAC (BSA/AML/OFAC) Compliance Programs and applicable implementing regulations, Employee shall maintain basic knowledge of said laws, rules and regulations and shall be accountable for ensuring BSA/AML/OFAC compliance in connection with his/her respective job duties and area(s) of responsibility, including but not limited completion of requisite training.

The noise level in the work environment is moderate noise (business office with computers and printers, light traffic. Position may require occasional exposure to fumes or airborne particles, vibration and loud noise levels.